Financing Options

Flexible Financing Options with Cherry® and CareCredit®

Accessible Financing for Aesthetic Services

At SM Aesthetics, we believe everyone should feel confident in their own skin—without financial stress standing in the way. That’s why we offer convenient financing options through Cherry® and CareCredit®. These payment solutions allow you to enjoy your favorite treatments now and pay over time with simple monthly plans that work with your budget.

Whether you’re interested in Botox, fillers, facials, or more advanced services, flexible financing ensures you don’t have to wait to look and feel your best. With options that are quick to apply for and easy to manage, SM Aesthetics makes the process as smooth as possible.

Take the First Step Toward Self-Care—Without the Wait

Your goals are important, and with Cherry® or CareCredit®, your treatments can start right away. Apply today or speak with our friendly team at SM Aesthetics in Bellmore to explore which option is right for you. We’re here to guide you through the process and answer any questions along the way.

What Are the Benefits of Financing with Cherry® and CareCredit®?

Financing with Cherry® and CareCredit® gives you peace of mind while helping you manage your beauty and wellness expenses with flexibility. Here’s why our patients love it:

Easy Approval Process
Many patients get approved in minutes, even with varying credit backgrounds. Cherry® even performs a soft credit check with no impact on your score.

Pay Over Time
Break your treatment costs into smaller monthly payments instead of paying everything up front. Plans are available in 3, 6, 12, or more months depending on your needs.

No Hidden Fees
With clear terms and no prepayment penalties, you know exactly what to expect. You’re always in control of your payments.

Use for Multiple Treatments
Financing can be used for both individual sessions and ongoing care. Whether it’s one service or a treatment plan, you can finance it with ease.

Dedicated Support
Both Cherry® and CareCredit® offer excellent customer service and online account access to make managing payments simple and stress-free.

How the Financing Process Works

Getting started with Cherry® or CareCredit® is simple. Here’s a quick look at what to expect:

Choose the treatments you’re interested in during your consultation at SM Aesthetics.
Let our team know you’d like to apply for financing.
Apply via your smartphone or online using the Cherry® or CareCredit® portal.
Get a decision in minutes—most patients are approved right away.
Choose the monthly plan that works best for your budget.

Start your treatment with peace of mind and no delay.

Who is a Good Candidate for Financing with Cherry® and CareCredit®?

Financing options are designed for patients who:

Want to start treatment right away without paying the full amount upfront.
Are looking for flexible monthly payments that fit their budget.
Prefer to avoid dipping into savings or credit cards.
May have average or limited credit history and need accessible options.

Appreciate the ability to plan ahead for follow-up appointments or treatment packages.

Before and After Care Tips for Financing Clients

Before Applying

Check your credit score if you’re applying for CareCredit®.
Have your ID, income details, and basic contact information ready.
Decide how much you’d like to finance based on your treatment goals.

After Approval

Review the loan terms and understand your monthly payments.
Mark payment due dates to stay on track.
Ask our team about treatment packages that may help you get the most out of your plan.
Keep your Cherry® or CareCredit® account info secure for future visits.

Why Choose SM Aesthetics for Financing Your Treatments?

At SM Aesthetics, we do more than offer advanced aesthetic services—we focus on making them accessible and stress-free. With Cherry® and CareCredit®, we give our clients convenient ways to manage their wellness journey without delay. Our team will walk you through the process, help you explore your options, and support you in making the best decision for your needs.

Ready to begin? Contact us today to schedule a consultation or apply for financing. We’re here to make your aesthetic goals easy, affordable, and within reach.

FAQ's

What’s the difference between Cherry® and CareCredit®?

Cherry® is known for offering flexible payment options with no hard credit check, making it accessible for a wider range of credit profiles. CareCredit® is a healthcare credit card that may require higher credit approval, but offers longer-term financing. Both are great choices depending on your financial goals.

Is there a minimum amount required to use financing?

Minimums can vary based on the provider, but generally, most treatments over $200 are eligible for financing. Our staff will help you understand which services qualify and help you choose the best plan.

Will applying for financing hurt my credit?

Applying for Cherry® won’t affect your credit score since it uses a soft check. CareCredit® performs a hard inquiry, which may have a minor impact. Either way, responsible use of either option can help build your credit over time.

Can I use financing for more than one service?

Yes! Both Cherry® and CareCredit® allow you to finance multiple treatments, or even treatment packages. If you’re planning regular visits or want to bundle services, we’ll help you build a plan that suits your goals and budget.